Tap into the Value of Your Investments Without Selling Them
Mutual Funds are widely celebrated for long-term wealth creation, but did you know they can also be your emergency fund without being liquidated?
At Jogimutt Enterprises LLP, we help you unlock the liquidity of your portfolio through Loan Against Mutual Funds (LAMF) or Loan Against Securities (LAS) — ensuring that your investments continue to grow while you meet your immediate financial needs.
Loan Against Mutual Funds With LAS/LAMF, you get:
A Loan Against Mutual Funds is a smart credit facility where investors pledge their mutual fund holdings as collateral to access a loan. This avoids the need to sell units prematurely — protecting your portfolio from market timing risks, exit loads, and capital gains taxes.
At Jogimutt Enterprises LLP, we understand that market conditions can sometimes be uncertain. In such times, selling mutual funds might lock in losses or interrupt compounding. Instead, we guide our clients—especially business owners and salaried professionals—towards using LAS as a strategic financial cushion.
We work closely with top banks and NBFCs to get you the best loan terms, negotiate favourable interest rates, and ensure smooth documentation.
| Feature | Selling Mutual Funds | Loan Against Mutual Funds |
|---|---|---|
| Ownership | Lost | Retained |
| Wealth Creation | Interrupted | Continues |
| Tax Impact | Yes (Capital Gains) | None |
| Processing Time | NA | Fast (24-48 hrs) |
| Interest | NA | Charged only on used amount |
At Jogimutt Enterprises, we advise clients not to panic when markets dip. Instead of selling low, we help them leverage LAS/LAMF to ride out the turbulence. This ensures:
Whether you are a seasoned investor or just starting out, our team at Jogimutt Enterprises LLP helps you make informed decisions. Explore how a Loan Against Mutual Funds can meet your liquidity needs without disrupting your wealth goals.
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