Absolutely. General insurance offers financial protection against unexpected events like accidents, illness, theft, and natural disasters. It ensures your savings are not drained during emergencies.

It covers non-life aspects like motor vehicles, homes, health, travel, personal accidents, and business assets. Each type of insurance addresses specific risks to individuals or businesses.

Life insurance provides coverage for life and pays out on death or maturity. General insurance covers material losses like vehicle damage, medical expenses, theft, travel disruptions, etc., during the policy period.

Any individual, family, or business can buy general insurance. At Jogimutt Enterprises LLP, we help tailor policies for salaried professionals, students, NRIs, small business owners, and large corporations.

Most policies can be issued the same day after basic documentation. Health and commercial policies may require additional underwriting or inspection.

Yes. As per the Motor Vehicles Act, at least third-party motor insurance is compulsory for all vehicles operating on Indian roads.

Third-party covers liability to others (injury/death/property damage). Comprehensive covers third-party + damage to your own vehicle due to accidents, theft, fire, and natural calamities.

This add-on ensures you get the full claim amount without factoring in depreciation on parts like plastic, rubber, and fiber – especially useful for new or high-end vehicles.

Yes. NCB is linked to the policyholder, not the vehicle. You can transfer it when you buy a new car or switch insurers.

Home insurance can cover the building structure, household contents, or both. Risks include fire, burglary, earthquake, flood, and other disasters.

Yes. Even if the society covers the structure, your personal belongings and interiors (furniture, electronics, jewellery) need separate protection.

For structure: based on reconstruction cost per sq. ft. For contents: based on the market value of household items.

It covers trip cancellations, baggage loss, passport loss, flight delays, and medical emergencies abroad.

Many countries (especially Schengen states) require valid travel insurance for visa processing. Even if not mandatory, it is highly recommended.

Yes, but you must declare them in advance. Some insurers offer plans that include pre-existing conditions with extra premium.

Health insurance covers hospital expenses due to illness/disease. Personal accident insurance compensates for accidental injuries, disability, or death.

Yes. Most insurers offer coverage after a waiting period. At Jogimutt, we help you compare policies with minimal waiting time and maximum inclusion.

Yes, most health plans now include coverage for COVID-19-related hospitalization and treatment costs.

It is ideal for professionals like doctors, lawyers, architects, consultants, and CA firms. It protects against legal liabilities arising from negligence, errors, or omissions in service delivery.

Legal expenses, compensation payouts, litigation costs, and damages claimed by third parties due to mistakes or professional negligence.

It refers to how many times you can claim your full sum insured in a policy year. 1:1 allows one full claim per year; 1:2 and 1:4 restrict the number of full sum payouts.

Risks related to fire, burglary, machinery breakdown, marine transit, employee injuries, and business interruption. Policies are industry-specific and customizable.

Yes, if you employ workers. It ensures compliance and protects your business from liability in case of worker injury or death.

Yes. We can help you cover laptops, servers, CCTV, and other business-critical electronics under property or electronic equipment insurance.

Simple! Call or WhatsApp us at 90080 62350, and we’ll guide you through the policy selection, documentation, and payment process—either in person or online.

Contact us immediately. Our expert team will assist with claim documentation, insurer communication, and ensure fast settlement without stress.

Yes, during policy renewal. We help you port policies without losing continuity benefits like No Claim Bonus or waiting period benefits.

Absolutely. IRDAI-approved digital policies are 100% valid and recognized. No need to store paper copies anymore.